Hot Rates

Savings

Description	Min Balance	Rate	APY	Divd/Freq
Shares	$25.00	0.50%	0.50%	Quarterly
Club Accounts	$25.00	0.75%	0.75%	Quarterly
Youth Club Accounts	$5.00	0.50%	0.50%	Quarterly
IRA/HSA Shares	$0.00	0.75%	0.75%	Quarterly

Money Market/Health Saving Money Market

Amount	Rate	APY	Divd/Freq
$2000 - $5,000	1.290%	1.30%	Monthly
$5001 - $20,000	1.490%	1.50%	Monthly
$20,001 - $75,000	1.730%	1.75%	Monthly
$75,001 - $150,000	1.980%	2.00%	Monthly
$150,001+	2.180%	2.20%	Monthly

Build Your Own CheckingTM

Services	1	2	3	4	5	6	7+
$501 - $2500	0.50%	0.75%	1.00%	1.25%	1.50%	1.75%	2.00%
$2501 - $5000	0.75%	1.00%	1.25%	1.50%	1.75%	2.00%	2.25%
$5001 - $25,000	1.00%	1.25%	1.50%	1.75%	2.00%	2.25%	2.50%
$25,001+	1.25%	1.50%	1.75%	2.00%	2.25%	2.50%	2.75%

Checking

Amounts	Classic	Advantage*	Premier**	Scholastic**	Golden Age*	E-Member**	Business
$0 - $500	0.00%	0.00%	0.25%	0.00%	0.00%	0.00%	0.00%
$501 - $1000	0.00%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
$1001 - $10,000	0.00%	0.50%	0.76%	0.76%	0.50%	0.50%	0.50%
$10,001+	0.00%	0.75%	1.01%	1.01%	0.75%	0.75%	0.75%

IRA/HSA and Regular Share Certificates

Term	Min Deposit	Rate	APY	Divd.Freq
3 - 5 Months	$500.00	1.730%	1.75%	Quarterly
6 - 11 Months	$500.00	2.710%	2.75%	Quarterly
12 - 17 Months	$500.00	2.960%	3.00%	Quarterly
18 - 23 Months***	$500.00	3.050%	3.20%	Quarterly
24 - 35 Months***	$500.00	3.490%	3.55%	Quarterly
36 - 47 Months***	$500.00	3.490%	3.55%	Quarterly
48 - 59 Months***	$500.00	3.680%	3.75%	Quarterly
60 Month***	$500.00	3.920%	4.00%	Quarterly

Unsecured Loans

Loan Type	Credit Term	Annual Percentage Rate
Signature	up to 60 months	as low as 11.25%
Signature Line of Credit	revolving	as low as 8.95%
Share Secured	up to 60 months	3.00% over the rate for the corresponding term or 5.00% - which ever is greater
Certificate Secured Loans	up to 60 months	3.00% over the rate for the corresponding term

Auto Loans

Loan Type	Credit Term	Annual Percentage Rate
Auto	up to 84 months	as low as 5.50%
Motorcycles	up to 84 months	as low as 7.25%
Recreational	up to 120 months	as low as 9.00%
Classic Autos	up to 84 months	as low as 6.45%

Real Estate

Loan Type	Term	Annual Percentage Rate
Home Equity Line of Credit (HELOC)*****	up to 240 months	as low as 4.75%
2nd mortgages - fixed*****	up to 240 months	as low as 5.50%
Interest-only HELOC	240 months	as low as 4.75%

Loan Type	Term	Annual Percentage Rate
1st Mortgage(s)****	40 Year	as low as 6.875%
	30 Year	as low as 6.625%
	15 Year	as low as 5.750%
	1/1 ARM	as low as 4.625%
	3/1 ARM	as low as 5.625%
	5/1 ARM	as low as 6.125%
	7/1 ARM	as low as 6.500%

*		Dividends paid with required $250 minimum balance.
**		Limited to Online Statements only.
***		Additional deposits can be made up to the original principal balance of the certificate. Additional deposit can be made on Youth Share Certificate of Accounts.
****		Rates Quoted by Centennial Lending - Updated Daily. Additional discount may apply - will be determined by credit grade and LTV (Loan to Value)
*****		20 year terms available on HELOC(s) and fixed mortgage(s); with additional .50% added on qualifying rate. 10 year terms available on HELOC(s) and fixed mortgage(s); with .25% deducted from qualifying rate.

© 2007 Colorado United Credit Union. All Rights Reserved. Colorado United Credit Union is federally insured by NCUA. Privacy Policy I Third-Party Sites Disclosure I Fees		Your savings federally insured to at least $100,000 and backed by the full faith and credit of the NCUA, a U.S. Government Agency.

Financial Solutions. Member Success.